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Tuesday, February 21, 2017

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ShopBack: The Smartest Way to Shop Online

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Adulting is hard.  

It  pushes me to study things I don't want to study; it drives me to care for things I really don't even want to  care for before, and it forces  me to figure out the nitty gritty of real life like budgeting, prioritizing and calculating, bringing me back to that subject I hated most - Math.  And since I wanted to be carefree, my initial reaction was to rebel and to avoid, not giving in to the pressures of adulthood.  So I went on a spending free and next thing I know,  I couldn't withdraw anymore.  My ATM slapped me on the face with the pop up saying 'insufficient funds'.

Ever since then, I vowed to think smart, live smart, and to save as much as I could save, prioritize on things that are more important, leave off the ones which aren't really needed, and finally put my life in order.

And just as I was in this middle of figuring out this financial literacy thing, ShopBack came into the picture like an angel in the night.  It opened my eyes to great saving possibilities that I couldn't even imagine possible.  It showed me exciting opportunities on getting as much as 14% cash backs on my purchases and transactions online.  With ShopBack, I could now enjoy unlimited savings on my favourite online stores!


You can earn cashback from ShopBack when you shop online using new and latest Lazada voucher, seasonal Zalora promo code and even travel bookings with Expedia.

What is ShopBack you say? 
It's an online platform where you could shop or book through some of the world's largest shopping sites such as Lazada, Zalora, and and hotel/travel booking sites like Expedia, Hotel.com and Booking.com, and get cashbacks from your transactions.

Sometimes you could enjoy higher cashbacks especially when you see the money bag icon,   which means an upgrade of cashback.  This would pop up every now and then depending on available deals and promotions so make sure to be on the look out for it.

What is the Beauty of ShopBack?
I have always been on a hunt for a Cold pressed Moroccan Argan oil, because I heard of all the magical wonders that it could do for my hair.  But after much scouting I soon realized that it's a bit expensive that I wouldn't want to bet my money on it for now.   Luckily I discovered that the 30ml Organika Cold Pressed Moroccan Argan oil is now on 53% sale on Lazada, and through Shopback, I am able to get as much as 3% cash back on top of it.  Purchasing Argan oil now seems to be a lot more possible.   It may sound pretty petty, but for someone who had been eyeing on this item for awhile now, this is MAJOR.    And just recently, I heard that Under Armour is running a promo where they're giving away 25% discount on their items, and with Shopback's cashback of 6%, it's now possible to enjoy a 31% discount. Calculating gets a little bit more exciting when counting discounts.  I think I am slowly loving Math already with all these yummy cut backs.  Call me stingy if you want, but I call it playing smart.

How does ShopBack works?
Online sites sites would give ShopBack commissions from referrals and in turn ShopBack shares a portion of that to us through cashbacks.  So it is mutually beneficial for the parties involve, a win-win-win situation for all.

How to Use ShopBank
1.  Log in to your ShopBank account and shop in your favorite online shopping sites like Zalora, Lazada etc.

Note: Once you select one website to shop from, a 'few things to note' window will pop up.

2. You will be directed to the main site.  Purchase items as usual and add to cart.

3. Cashbacks credit would appear under Pending page in your ShopBack account within 48hours after purchase.


4.  Credit would be redeemable once it reaches P300 and if it's already 30-60days after purchase to ensure that item was successfully delivered and wasn't returned or shipback.


5.  Request cash out through paypal, Globe Gcash or to any bank accounts listed below:
- BDO
- BPI
- Metrobank
- East West
- Chinabank
- Security Bank
- RCBC
- UCPB
- UnionBank
- PNB

Note: You have to do payment cashout within a year once credit became redeemable.

6.  Bonuses could be given once redeemable cashback reaches a minimum of P300.  Different bonus tiers and promos apply on different deals.

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I know shopping is fun, but it's even more fun when you know that you are getting the most savings out of your purchases.  Shopping through ShopBack, for me, seems to be  the smartest way to shop.   I don't think I would shop anywhere else after this.  I mean, why would I when I know I could get more savings when I do it over ShopBack.  It just makes more sense that way, don't you think so?

Thinking of all these money saving techniques, I couldn't help but to feel more like a responsible adult now. Shopping smartly is easier now that I have the right tool to do it.  Well, adulting doesn't seem to be so hard after all.  I think this is a good start.

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